Mortgage Solutions of Colorado in New Jersey vs the state
2.3%Denial rate-15.42 pts vs state
3.1%Decision denial rate-19.92 pts vs state
65.9%Origination rate+10.23 pts vs state
7.50%Median rate+0.75 pts vs state
1.47Rate spread (pts)+1.19 pts vs state
$115kMedian applicant income
29Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 23 | 6.9% | 6.75% | #403 |
| 2024 | 49 | 40 | 0.0% | 7.25% | #342 |
| 2025 | 44 | 29 | 2.3% | 7.50% | #377 |
What Mortgage Solutions of Colorado lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 5 | 3 | 0 | 0.0% |
| Burlington County | 4 | 3 | 0 | 0.0% |
| Atlantic County | 4 | 2 | 0 | 0.0% |
| Gloucester County | 4 | 3 | 0 | 0.0% |
| Camden County | 3 | 1 | 1 | 33.3% |
| Cumberland County | 3 | 1 | 0 | 0.0% |
| Monmouth County | 3 | 2 | 0 | 0.0% |
| Salem County | 3 | 1 | 0 | 0.0% |
| Essex County | 2 | 1 | 0 | 0.0% |
| Union County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 44 applications in 2025, of which 29 were originated and 1 denied.
2.3% of all applications, or 3.1% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Mortgage Solutions of Colorado originated in New Jersey in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology