Mortgage Solutions of Colorado in California vs the state
3.3%Denial rate-14.08 pts vs state
4.7%Decision denial rate-17.70 pts vs state
57.9%Origination rate+1.71 pts vs state
6.75%Median rate+0.13 pts vs state
0.45Rate spread (pts)+0.17 pts vs state
$120kMedian applicant income
260Loans originated
15Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 432 | 212 | 4.4% | 6.75% | #242 |
| 2024 | 494 | 278 | 3.4% | 6.75% | #245 |
| 2025 | 449 | 260 | 3.3% | 6.75% | #273 |
What Mortgage Solutions of Colorado lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Bernardino County | 167 | 104 | 2 | 1.2% |
| Riverside County | 85 | 52 | 3 | 3.5% |
| Los Angeles County | 47 | 28 | 1 | 2.1% |
| San Diego County | 45 | 26 | 3 | 6.7% |
| Kern County | 15 | 7 | 1 | 6.7% |
| Orange County | 12 | 3 | 0 | 0.0% |
| Stanislaus County | 10 | 4 | 0 | 0.0% |
| Tulare County | 8 | 3 | 3 | 37.5% |
| Sacramento County | 8 | 3 | 0 | 0.0% |
| Fresno County | 6 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 449 applications in 2025, of which 260 were originated and 15 denied.
3.3% of all applications, or 4.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Mortgage Solutions of Colorado originated in California in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology