Mortgage Financial Group in Florida vs the state
3.9%Denial rate-17.16 pts vs state
4.5%Decision denial rate-22.75 pts vs state
82.8%Origination rate+30.10 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.24 pts vs state
$81kMedian applicant income
255Loans originated
12Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 146 | 2.1% | 6.63% | #395 |
| 2024 | 193 | 153 | 5.2% | 6.50% | #383 |
| 2025 | 308 | 255 | 3.9% | 6.63% | #302 |
What Mortgage Financial Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 151 | 122 | 6 | 4.0% |
| Lake County | 81 | 70 | 1 | 1.2% |
| Citrus County | 21 | 19 | 0 | 0.0% |
| Sumter County | 11 | 9 | 0 | 0.0% |
| Volusia County | 8 | 8 | 0 | 0.0% |
| Alachua County | 8 | 8 | 0 | 0.0% |
| Orange County | 5 | 4 | 1 | 20.0% |
| Levy County | 4 | 3 | 1 | 25.0% |
| Seminole County | 3 | 1 | 1 | 33.3% |
| Broward County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 308 applications in 2025, of which 255 were originated and 12 denied.
3.9% of all applications, or 4.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgage Financial Group originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Financial Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology