Mortgage Equity Partners in Maryland vs the state
6.9%Denial rate-11.90 pts vs state
7.9%Decision denial rate-16.22 pts vs state
79.8%Origination rate+24.09 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.15 pts vs state
$110kMedian applicant income
162Loans originated
14Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 163 | 133 | 1.8% | 6.99% | #157 |
| 2024 | 237 | 186 | 5.9% | 6.75% | #131 |
| 2025 | 203 | 162 | 6.9% | 6.63% | #159 |
What Mortgage Equity Partners lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Mortgage Equity Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anne Arundel County | 49 | 40 | 0 | 0.0% |
| Baltimore County | 44 | 33 | 2 | 4.5% |
| Montgomery County | 37 | 28 | 5 | 13.5% |
| Carroll County | 17 | 17 | 0 | 0.0% |
| Prince George's County | 12 | 8 | 2 | 16.7% |
| Harford County | 11 | 10 | 1 | 9.1% |
| Baltimore city | 10 | 7 | 1 | 10.0% |
| Washington County | 6 | 5 | 0 | 0.0% |
| Howard County | 6 | 6 | 0 | 0.0% |
| Frederick County | 3 | 1 | 2 | 66.7% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 203 applications in 2025, of which 162 were originated and 14 denied.
6.9% of all applications, or 7.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Mortgage Equity Partners originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Equity Partners's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology