Morgan Stanley Private Bank in Nebraska vs the state
9.1%Denial rate-3.44 pts vs state
11.1%Decision denial rate-4.03 pts vs state
69.7%Origination rate+2.42 pts vs state
6.20%Median rate-0.42 pts vs state
-0.08Rate spread (pts)-0.30 pts vs state
$328kMedian applicant income
23Loans originated
3Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 16 | 5.6% | 6.18% | #187 |
| 2024 | 21 | 17 | 9.5% | 6.40% | #177 |
| 2025 | 33 | 23 | 9.1% | 6.20% | #164 |
What Morgan Stanley Private Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 25 | 18 | 2 | 8.0% |
| Sarpy County | 3 | 3 | 0 | 0.0% |
| Knox County | 2 | 0 | 1 | 50.0% |
| Saunders County | 2 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 33 applications in 2025, of which 23 were originated and 3 denied.
9.1% of all applications, or 11.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Morgan Stanley Private Bank originated in Nebraska in 2025 was 6.20%, against a statewide median of 6.63%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology