Mlb Residential Lending in Missouri vs the state
20.0%Denial rate+4.93 pts vs state
25.0%Decision denial rate+6.30 pts vs state
60.0%Origination rate-2.66 pts vs state
5.75%Median rate-0.88 pts vs state
0.65Rate spread (pts)+0.30 pts vs state
$74kMedian applicant income
3Loans originated
1Denied
What Mlb Residential Lending lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Mlb Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Andrew County | 2 | 1 | 0 | 0.0% |
| St. Louis County | 1 | 0 | 1 | 100.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Buchanan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 5 applications in 2025, of which 3 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Mlb Residential Lending originated in Missouri in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Mlb Residential Lending's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology