Mlb Residential Lending in Illinois vs the state
69.2%Denial rate+52.11 pts vs state
75.0%Decision denial rate+53.32 pts vs state
15.4%Origination rate-43.36 pts vs state
6.81%Median rate+0.06 pts vs state
1.44Rate spread (pts)+1.06 pts vs state
$89kMedian applicant income
2Loans originated
9Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 16 | 21.6% | 6.94% | #495 |
| 2024 | 18 | 5 | 44.4% | 6.75% | #603 |
| 2025 | 13 | 2 | 69.2% | 6.81% | #652 |
What Mlb Residential Lending lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Mlb Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 6 | 1 | 4 | 66.7% |
| St. Clair County | 3 | 0 | 3 | 100.0% |
| DeKalb County | 2 | 1 | 0 | 0.0% |
| Winnebago County | 2 | 0 | 2 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 13 applications in 2025, of which 2 were originated and 9 denied.
69.2% of all applications, or 75.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Mlb Residential Lending originated in Illinois in 2025 was 6.81%, against a statewide median of 6.75%.
About this data. Figures are Mlb Residential Lending's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology