Mlb Residential Lending in Georgia vs the state
73.3%Denial rate+54.11 pts vs state
84.6%Decision denial rate+59.55 pts vs state
13.3%Origination rate-40.76 pts vs state
6.56%Median rate-0.07 pts vs state
0.70Rate spread (pts)+0.43 pts vs state
$64kMedian applicant income
2Loans originated
11Denied
What Mlb Residential Lending lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Mlb Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockdale County | 4 | 0 | 4 | 100.0% |
| Columbia County | 2 | 1 | 1 | 50.0% |
| Clayton County | 2 | 0 | 2 | 100.0% |
| Heard County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| DeKalb County | 1 | 0 | 1 | 100.0% |
| Richmond County | 1 | 0 | 1 | 100.0% |
| Newton County | 1 | 0 | 1 | 100.0% |
| Cobb County | 1 | 1 | 0 | 0.0% |
| Hall County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 15 applications in 2025, of which 2 were originated and 11 denied.
73.3% of all applications, or 84.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Mlb Residential Lending originated in Georgia in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Mlb Residential Lending's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology