Mission Loans in Georgia vs the state
2.1%Denial rate-17.16 pts vs state
10.7%Decision denial rate-14.33 pts vs state
14.9%Origination rate-39.19 pts vs state
7.88%Median rate+1.25 pts vs state
1.70Rate spread (pts)+1.43 pts vs state
$92kMedian applicant income
94Loans originated
13Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 229 | 59 | 4.8% | 6.99% | #209 |
| 2024 | 326 | 55 | 5.5% | 9.75% | #183 |
| 2025 | 631 | 94 | 2.1% | 7.88% | #131 |
What Mission Loans lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 92 | 13 | 3 | 3.3% |
| Gwinnett County | 66 | 9 | 1 | 1.5% |
| DeKalb County | 46 | 7 | 2 | 4.3% |
| Cobb County | 44 | 7 | 0 | 0.0% |
| Cherokee County | 27 | 7 | 0 | 0.0% |
| Henry County | 23 | 1 | 0 | 0.0% |
| Forsyth County | 23 | 4 | 0 | 0.0% |
| Chatham County | 22 | 4 | 0 | 0.0% |
| Clayton County | 13 | 3 | 0 | 0.0% |
| Paulding County | 11 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 631 applications in 2025, of which 94 were originated and 13 denied.
2.1% of all applications, or 10.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Mission Loans originated in Georgia in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology