Midwest Heritage Bank in Nebraska vs the state
15.8%Denial rate+3.26 pts vs state
18.8%Decision denial rate+3.61 pts vs state
68.4%Origination rate+1.14 pts vs state
—Median rate
—Rate spread (pts)
$175kMedian applicant income
13Loans originated
3Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 7 | 12.5% | 6.88% | #229 |
| 2024 | 6 | 4 | 16.7% | — | #262 |
| 2025 | 19 | 13 | 15.8% | — | #206 |
What Midwest Heritage Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Midwest Heritage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 10 | 7 | 2 | 20.0% |
| Sarpy County | 4 | 3 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 1 | 1 | 50.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 19 applications in 2025, of which 13 were originated and 3 denied.
15.8% of all applications, or 18.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Midwest Heritage Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology