Meredith Village Savings Bank · Maine · 2025

Meredith Village Savings Bank in Maine: approval rate, denial rate and rates (2025)

Meredith Village Savings Bank took 31 mortgage applications in Maine in 2025, ranking #146 of 537 lenders active in the state. It originated 74.2% of them and denied 9.7% (11.5% of the applications it decided), against a statewide denial rate of 16.3%.

31Applicationsin ME
11.5%Decision denial ratestate 20.1%
7.25%Median ratestate 6.88%
$315,000Median loanstate $215,000
$6.9MVolume6 counties

Meredith Village Savings Bank in Maine vs the state

9.7%Denial rate-6.65 pts vs state
11.5%Decision denial rate-8.54 pts vs state
74.2%Origination rate+12.02 pts vs state
7.25%Median rate+0.38 pts vs state
0.40Rate spread (pts)+0.07 pts vs state
$162kMedian applicant income
23Loans originated
3Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023241225.0%6.94%#147
2024181033.3%7.56%#175
202531239.7%7.25%#146

What Meredith Village Savings Bank lends in Maine

By loan purpose

Home purchase 20 65% · 10.0% denied
Refinance 3 10% · 0.0% denied
Cash-out refinance 2 6% · 0.0% denied
Home improvement 4 13% · 25.0% denied
Other / HELOC 2 6% · 0.0% denied

By loan type

Conventional 31 100% · 9.7% denied

Why it denied Maine applicants

Credit history 2 67%
Other 1 33%

Where in Maine

Counties with the most Meredith Village Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 16122 12.5%
Oxford County 870 0.0%
Cumberland County 430 0.0%
Androscoggin County 100 0.0%
Franklin County 101 100.0%
Lincoln County 110 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 31 applications in 2025, of which 23 were originated and 3 denied.

9.7% of all applications, or 11.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Meredith Village Savings Bank originated in Maine in 2025 was 7.25%, against a statewide median of 6.88%.

About this data. Figures are Meredith Village Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology