Members Mortgage Company · Connecticut · 2025

Members Mortgage Company in Connecticut: approval rate, denial rate and rates (2025)

Members Mortgage Company took 504 mortgage applications in Connecticut in 2025, ranking #59 of 687 lenders active in the state. It originated 65.9% of them and denied 7.1% (9.4% of the applications it decided), against a statewide denial rate of 17.4%.

504Applicationsin CT
9.4%Decision denial ratestate 21.6%
5.88%Median ratestate 6.63%
$315,000Median loanstate $245,000
$118MVolume9 counties

Members Mortgage Company in Connecticut vs the state

7.1%Denial rate-10.26 pts vs state
9.4%Decision denial rate-12.17 pts vs state
65.9%Origination rate+5.49 pts vs state
5.88%Median rate-0.75 pts vs state
-0.29Rate spread (pts)-0.53 pts vs state
$144kMedian applicant income
332Loans originated
36Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202336823015.8%6.00%#59
202447129410.2%6.13%#57
20255043327.1%5.88%#59

What Members Mortgage Company lends in Connecticut

By loan purpose

Home purchase 321 64% · 4.4% denied
Refinance 49 10% · 16.3% denied
Cash-out refinance 124 25% · 11.3% denied
Home improvement 2 0% · 0.0% denied
Other / HELOC 8 2% · 0.0% denied

By loan type

Conventional 497 99% · 6.8% denied
FHA 7 1% · 28.6% denied

Why it denied Connecticut applicants

Debt-to-income ratio 20 56%
Credit history 9 25%
Other 4 11%
Collateral 2 6%
Employment history 1 3%

Where in Connecticut

Counties with the most Members Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 22215317 7.7%
09170 1479710 6.8%
09130 38212 5.3%
09140 38261 2.6%
09120 27175 18.5%
09190 1691 6.3%
09160 930 0.0%
09180 540 0.0%
09150 220 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 504 applications in 2025, of which 332 were originated and 36 denied.

7.1% of all applications, or 9.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Members Mortgage Company originated in Connecticut in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Members Mortgage Company's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology