Mde Home Loans in Maryland vs the state
3.0%Denial rate-15.77 pts vs state
4.6%Decision denial rate-19.58 pts vs state
63.6%Origination rate+7.93 pts vs state
6.50%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.25 pts vs state
$186kMedian applicant income
21Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 30 | 3.9% | 6.31% | #285 |
| 2024 | 51 | 33 | 15.7% | 6.50% | #304 |
| 2025 | 33 | 21 | 3.0% | 6.50% | #357 |
What Mde Home Loans lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Mde Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Frederick County | 19 | 14 | 0 | 0.0% |
| Carroll County | 5 | 3 | 0 | 0.0% |
| Baltimore County | 3 | 1 | 0 | 0.0% |
| Baltimore city | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 0 | 1 | 50.0% |
| Prince George's County | 1 | 0 | 0 | 0.0% |
| Harford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 33 applications in 2025, of which 21 were originated and 1 denied.
3.0% of all applications, or 4.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Mde Home Loans originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mde Home Loans's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology