McClain Bank in Oklahoma vs the state
11.3%Denial rate-6.63 pts vs state
12.7%Decision denial rate-10.22 pts vs state
77.4%Origination rate+21.32 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
144Loans originated
21Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 140 | 104 | 12.9% | — | #133 |
| 2024 | 135 | 98 | 10.4% | — | #144 |
| 2025 | 186 | 144 | 11.3% | — | #133 |
What McClain Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most McClain Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cleveland County | 59 | 45 | 8 | 13.6% |
| Oklahoma County | 54 | 49 | 1 | 1.9% |
| McClain County | 49 | 31 | 11 | 22.4% |
| Logan County | 3 | 2 | 0 | 0.0% |
| Canadian County | 3 | 3 | 0 | 0.0% |
| Grady County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 186 applications in 2025, of which 144 were originated and 21 denied.
11.3% of all applications, or 12.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are McClain Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology