Mason Mcduffie Mortgage in Virginia vs the state
7.9%Denial rate-8.05 pts vs state
10.7%Decision denial rate-9.54 pts vs state
65.8%Origination rate+6.27 pts vs state
6.75%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.27 pts vs state
$83kMedian applicant income
25Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 50 | 4.9% | 6.75% | #332 |
| 2024 | 51 | 45 | 2.0% | 6.75% | #367 |
| 2025 | 38 | 25 | 7.9% | 6.75% | #409 |
What Mason Mcduffie Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Mason Mcduffie Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richmond city | 6 | 3 | 1 | 16.7% |
| Franklin County | 5 | 3 | 0 | 0.0% |
| Roanoke County | 4 | 3 | 0 | 0.0% |
| Roanoke city | 4 | 2 | 0 | 0.0% |
| Bedford County | 3 | 3 | 0 | 0.0% |
| Chesterfield County | 3 | 1 | 1 | 33.3% |
| Henrico County | 3 | 3 | 0 | 0.0% |
| Henry County | 2 | 2 | 0 | 0.0% |
| Goochland County | 1 | 0 | 1 | 100.0% |
| Botetourt County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 38 applications in 2025, of which 25 were originated and 3 denied.
7.9% of all applications, or 10.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Mason Mcduffie Mortgage originated in Virginia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology