Mason Mcduffie Mortgage · Arizona · 2025

Mason Mcduffie Mortgage in Arizona: approval rate, denial rate and rates (2025)

Mason Mcduffie Mortgage took 131 mortgage applications in Arizona in 2025, ranking #214 of 1,082 lenders active in the state. It originated 75.6% of them and denied 7.6% (9.2% of the applications it decided), against a statewide denial rate of 16.2%.

131Applicationsin AZ
9.2%Decision denial ratestate 20.4%
6.50%Median ratestate 6.50%
$215,000Median loanstate $275,000
$28MVolume9 counties

Mason Mcduffie Mortgage in Arizona vs the state

7.6%Denial rate-8.60 pts vs state
9.2%Decision denial rate-11.24 pts vs state
75.6%Origination rate+16.09 pts vs state
6.50%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.07 pts vs state
$80kMedian applicant income
99Loans originated
10Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231591097.6%6.88%#178
2024100726.0%6.62%#237
2025131997.6%6.50%#214

What Mason Mcduffie Mortgage lends in Arizona

By loan purpose

Home purchase 113 86% · 7.1% denied
Refinance 5 4% · 20.0% denied
Cash-out refinance 13 10% · 7.7% denied

By loan type

Conventional 79 60% · 6.3% denied
FHA 21 16% · 19.1% denied
VA 20 15% · 0.0% denied
USDA / RHS 11 8% · 9.1% denied

Why it denied Arizona applicants

Employment history 3 30%
Debt-to-income ratio 2 20%
Collateral 2 20%
Unverifiable information 2 20%
Credit history 1 10%

Where in Arizona

Counties with the most Mason Mcduffie Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mohave County 101788 7.9%
Maricopa County 19121 5.3%
Pinal County 330 0.0%
Pima County 320 0.0%
Coconino County 110 0.0%
La Paz County 110 0.0%
Yavapai County 110 0.0%
Navajo County 101 100.0%
Yuma County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 131 applications in 2025, of which 99 were originated and 10 denied.

7.6% of all applications, or 9.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Mason Mcduffie Mortgage originated in Arizona in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology