Lument Real Estate Capital in Colorado vs the state
40.0%Denial rate+24.37 pts vs state
40.0%Decision denial rate+20.34 pts vs state
40.0%Origination rate-20.02 pts vs state
5.51%Median rate-1.12 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
2Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 0.06% | #571 |
| 2024 | 6 | 4 | 16.7% | 6.28% | #569 |
| 2025 | 5 | 2 | 40.0% | 5.51% | #613 |
What Lument Real Estate Capital lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Lument Real Estate Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Moffat County | 2 | 0 | 1 | 50.0% |
| El Paso County | 2 | 1 | 1 | 50.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 5 applications in 2025, of which 2 were originated and 2 denied.
40.0% of all applications, or 40.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Lument Real Estate Capital originated in Colorado in 2025 was 5.51%, against a statewide median of 6.63%.
About this data. Figures are Lument Real Estate Capital's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology