LOS ANGELES POLICE Federal Credit Union · Texas · 2025

LOS ANGELES POLICE Federal Credit Union in Texas: approval rate, denial rate and rates (2025)

LOS ANGELES POLICE Federal Credit Union took 5 mortgage applications in Texas in 2025, ranking #1,068 of 1,568 lenders active in the state. It originated 20.0% of them and denied 20.0% (50.0% of the applications it decided), against a statewide denial rate of 19.4%.

5Applicationsin TX
50.0%Decision denial ratestate 24.9%
Median ratestate 6.50%
$255,000Median loanstate $245,000
$255kVolume4 counties

LOS ANGELES POLICE Federal Credit Union in Texas vs the state

20.0%Denial rate+0.57 pts vs state
50.0%Decision denial rate+25.10 pts vs state
20.0%Origination rate-34.88 pts vs state
Median rate
Rate spread (pts)
$219kMedian applicant income
1Loans originated
1Denied

What LOS ANGELES POLICE Federal Credit Union lends in Texas

By loan purpose

Cash-out refinance 4 80% · 0.0% denied
Home improvement 1 20% · 100.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Where in Texas

Counties with the most LOS ANGELES POLICE Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bell County 200 0.0%
Fort Bend County 110 0.0%
Erath County 100 0.0%
Collin County 101 100.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 5 applications in 2025, of which 1 were originated and 1 denied.

20.0% of all applications, or 50.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are LOS ANGELES POLICE Federal Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology