Longbridge Financial in South Carolina vs the state
11.0%Denial rate-7.29 pts vs state
14.0%Decision denial rate-9.47 pts vs state
59.8%Origination rate+3.23 pts vs state
6.00%Median rate-0.50 pts vs state
—Rate spread (pts)
$30kMedian applicant income
76Loans originated
14Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 51 | 13.9% | 7.40% | #260 |
| 2024 | 100 | 59 | 13.0% | 6.96% | #245 |
| 2025 | 127 | 76 | 11.0% | 6.00% | #230 |
What Longbridge Financial lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 20 | 13 | 1 | 5.0% |
| Charleston County | 18 | 14 | 1 | 5.6% |
| Greenville County | 11 | 7 | 2 | 18.2% |
| Beaufort County | 10 | 7 | 2 | 20.0% |
| Richland County | 7 | 4 | 1 | 14.3% |
| York County | 6 | 4 | 0 | 0.0% |
| Spartanburg County | 5 | 1 | 2 | 40.0% |
| Lexington County | 5 | 3 | 0 | 0.0% |
| Berkeley County | 4 | 2 | 1 | 25.0% |
| Lancaster County | 4 | 2 | 2 | 50.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 127 applications in 2025, of which 76 were originated and 14 denied.
11.0% of all applications, or 14.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Longbridge Financial originated in South Carolina in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology