Longbridge Financial in New York vs the state
8.1%Denial rate-11.69 pts vs state
9.0%Decision denial rate-15.04 pts vs state
70.2%Origination rate+10.56 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$34kMedian applicant income
235Loans originated
27Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 198 | 123 | 17.7% | 7.63% | #198 |
| 2024 | 261 | 164 | 11.9% | 7.28% | #179 |
| 2025 | 335 | 235 | 8.1% | 6.38% | #168 |
What Longbridge Financial lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 79 | 58 | 5 | 6.3% |
| Nassau County | 51 | 37 | 5 | 9.8% |
| Queens County | 32 | 26 | 1 | 3.1% |
| Kings County | 30 | 23 | 2 | 6.7% |
| Westchester County | 29 | 17 | 4 | 13.8% |
| Erie County | 9 | 6 | 1 | 11.1% |
| Bronx County | 8 | 3 | 1 | 12.5% |
| Dutchess County | 8 | 4 | 1 | 12.5% |
| Ulster County | 7 | 6 | 0 | 0.0% |
| Monroe County | 7 | 3 | 2 | 28.6% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 335 applications in 2025, of which 235 were originated and 27 denied.
8.1% of all applications, or 9.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Longbridge Financial originated in New York in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology