LoanUnited.com in Michigan vs the state
7.2%Denial rate-11.30 pts vs state
16.7%Decision denial rate-5.91 pts vs state
36.1%Origination rate-23.81 pts vs state
5.99%Median rate-0.76 pts vs state
0.23Rate spread (pts)-0.17 pts vs state
$82kMedian applicant income
70Loans originated
14Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 12 | 5.0% | 6.06% | #319 |
| 2024 | 70 | 24 | 1.4% | 6.13% | #311 |
| 2025 | 194 | 70 | 7.2% | 5.99% | #213 |
What LoanUnited.com lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 29 | 5 | 3 | 10.3% |
| Oakland County | 22 | 9 | 2 | 9.1% |
| Macomb County | 18 | 7 | 1 | 5.6% |
| Genesee County | 10 | 2 | 0 | 0.0% |
| Kent County | 9 | 2 | 0 | 0.0% |
| Washtenaw County | 8 | 2 | 0 | 0.0% |
| Van Buren County | 6 | 2 | 1 | 16.7% |
| Livingston County | 5 | 3 | 0 | 0.0% |
| Saginaw County | 5 | 1 | 0 | 0.0% |
| Monroe County | 4 | 2 | 1 | 25.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 194 applications in 2025, of which 70 were originated and 14 denied.
7.2% of all applications, or 16.7% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans LoanUnited.com originated in Michigan in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology