LoanUnited.com in Maryland vs the state
8.1%Denial rate-10.74 pts vs state
20.2%Decision denial rate-3.98 pts vs state
31.9%Origination rate-23.77 pts vs state
5.99%Median rate-0.63 pts vs state
0.07Rate spread (pts)-0.18 pts vs state
$115kMedian applicant income
107Loans originated
27Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 17 | 3.7% | 6.38% | #233 |
| 2024 | 131 | 54 | 1.5% | 5.75% | #187 |
| 2025 | 335 | 107 | 8.1% | 5.99% | #116 |
What LoanUnited.com lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 91 | 22 | 15 | 16.5% |
| Baltimore County | 46 | 17 | 4 | 8.7% |
| Anne Arundel County | 31 | 10 | 1 | 3.2% |
| Charles County | 26 | 6 | 0 | 0.0% |
| Montgomery County | 19 | 8 | 1 | 5.3% |
| Baltimore city | 18 | 5 | 1 | 5.6% |
| Frederick County | 17 | 10 | 0 | 0.0% |
| Washington County | 17 | 5 | 3 | 17.6% |
| Howard County | 13 | 3 | 1 | 7.7% |
| St. Mary's County | 9 | 3 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 335 applications in 2025, of which 107 were originated and 27 denied.
8.1% of all applications, or 20.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans LoanUnited.com originated in Maryland in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology