Loanleaders of America · New Jersey · 2025

Loanleaders of America in New Jersey: approval rate, denial rate and rates (2025)

Loanleaders of America took 7 mortgage applications in New Jersey in 2025, ranking #560 of 883 lenders active in the state. It originated 42.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

7Applicationsin NJ
0.0%Decision denial ratestate 23.1%
5.99%Median ratestate 6.75%
$245,000Median loanstate $295,000
$945kVolume6 counties

Loanleaders of America in New Jersey vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
42.9%Origination rate-12.82 pts vs state
5.99%Median rate-0.76 pts vs state
-0.10Rate spread (pts)-0.38 pts vs state
$84kMedian applicant income
3Loans originated
0Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
202312108.3%6.00%#503
202420110.0%5.63%#442
2025730.0%5.99%#560

What Loanleaders of America lends in New Jersey

By loan purpose

Cash-out refinance 7 100% · 0.0% denied

By loan type

FHA 6 86% · 0.0% denied
VA 1 14% · 0.0% denied

Where in New Jersey

Counties with the most Loanleaders of America applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sussex County 210 0.0%
Cape May County 100 0.0%
Burlington County 100 0.0%
Hunterdon County 100 0.0%
Camden County 110 0.0%
Atlantic County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 7 applications in 2025, of which 3 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Loanleaders of America originated in New Jersey in 2025 was 5.99%, against a statewide median of 6.75%.

About this data. Figures are Loanleaders of America's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology