Loanflight Lending in Florida vs the state
8.2%Denial rate-12.91 pts vs state
11.8%Decision denial rate-15.41 pts vs state
60.7%Origination rate+8.05 pts vs state
5.99%Median rate-0.63 pts vs state
-0.15Rate spread (pts)-0.41 pts vs state
$180kMedian applicant income
82Loans originated
11Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 32 | 2.3% | 6.56% | #655 |
| 2024 | 94 | 54 | 3.2% | 6.50% | #493 |
| 2025 | 135 | 82 | 8.2% | 5.99% | #435 |
What Loanflight Lending lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Loanflight Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 35 | 27 | 2 | 5.7% |
| Pasco County | 15 | 10 | 2 | 13.3% |
| Broward County | 13 | 7 | 0 | 0.0% |
| Pinellas County | 10 | 6 | 0 | 0.0% |
| Palm Beach County | 9 | 4 | 2 | 22.2% |
| Brevard County | 5 | 1 | 0 | 0.0% |
| Osceola County | 4 | 4 | 0 | 0.0% |
| Polk County | 4 | 2 | 1 | 25.0% |
| Miami-Dade County | 4 | 2 | 0 | 0.0% |
| Santa Rosa County | 3 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 135 applications in 2025, of which 82 were originated and 11 denied.
8.2% of all applications, or 11.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Loanflight Lending originated in Florida in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Loanflight Lending's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology