Loan Simple in South Carolina vs the state
7.0%Denial rate-11.33 pts vs state
10.3%Decision denial rate-13.13 pts vs state
60.5%Origination rate+3.86 pts vs state
6.88%Median rate+0.38 pts vs state
1.24Rate spread (pts)+1.02 pts vs state
$84kMedian applicant income
52Loans originated
6Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 4 | 0.0% | 7.13% | #565 |
| 2025 | 86 | 52 | 7.0% | 6.88% | #272 |
What Loan Simple lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Loan Simple applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 11 | 6 | 1 | 9.1% |
| Spartanburg County | 9 | 7 | 2 | 22.2% |
| Horry County | 8 | 4 | 0 | 0.0% |
| Lexington County | 7 | 5 | 0 | 0.0% |
| Anderson County | 7 | 4 | 0 | 0.0% |
| Richland County | 6 | 4 | 1 | 16.7% |
| Greenville County | 6 | 4 | 0 | 0.0% |
| York County | 4 | 1 | 0 | 0.0% |
| Dorchester County | 4 | 1 | 0 | 0.0% |
| Pickens County | 3 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 86 applications in 2025, of which 52 were originated and 6 denied.
7.0% of all applications, or 10.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Loan Simple originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Loan Simple's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology