Lnb Community Bank · Indiana · 2025

Lnb Community Bank in Indiana: approval rate, denial rate and rates (2025)

Lnb Community Bank took 209 mortgage applications in Indiana in 2025, ranking #197 of 1,025 lenders active in the state. It originated 79.9% of them and denied 6.7% (7.6% of the applications it decided), against a statewide denial rate of 16.6%.

209Applicationsin IN
7.6%Decision denial ratestate 20.1%
Median ratestate 6.75%
$165,000Median loanstate $155,000
$35MVolume10 counties

Lnb Community Bank in Indiana vs the state

6.7%Denial rate-9.87 pts vs state
7.6%Decision denial rate-12.53 pts vs state
79.9%Origination rate+17.65 pts vs state
Median rate
Rate spread (pts)
$96kMedian applicant income
167Loans originated
14Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232051717.8%#174
20242502115.6%#166
20252091676.7%#197

What Lnb Community Bank lends in Indiana

By loan purpose

Home purchase 116 56% · 6.0% denied
Refinance 12 6% · 16.7% denied
Cash-out refinance 38 18% · 0.0% denied
Home improvement 15 7% · 13.3% denied
Other / HELOC 28 13% · 10.7% denied

By loan type

Conventional 209 100% · 6.7% denied

Where in Indiana

Counties with the most Lnb Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Warrick County 1261018 6.3%
Vanderburgh County 35281 2.9%
Gibson County 19162 10.5%
Spencer County 13101 7.7%
Pike County 532 40.0%
Posey County 430 0.0%
Dubois County 320 0.0%
Hamilton County 220 0.0%
Perry County 110 0.0%
Marion County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 209 applications in 2025, of which 167 were originated and 14 denied.

6.7% of all applications, or 7.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Lnb Community Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology