Listerhill Credit Union · Mississippi · 2025

Listerhill Credit Union in Mississippi: approval rate, denial rate and rates (2025)

Listerhill Credit Union took 5 mortgage applications in Mississippi in 2025, ranking #356 of 681 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.9%.

5Applicationsin MS
0.0%Decision denial ratestate 28.5%
6.13%Median ratestate 6.75%
$115,000Median loanstate $135,000
$805kVolume3 counties

Listerhill Credit Union in Mississippi vs the state

0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
100.0%Origination rate+47.13 pts vs state
6.13%Median rate-0.63 pts vs state
0.12Rate spread (pts)-0.22 pts vs state
$132kMedian applicant income
5Loans originated
0Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
20245320.0%6.75%#346
2025550.0%6.13%#356

What Listerhill Credit Union lends in Mississippi

By loan purpose

Home purchase 1 20% · 0.0% denied
Cash-out refinance 4 80% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Mississippi

Counties with the most Listerhill Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tishomingo County 330 0.0%
Itawamba County 110 0.0%
Alcorn County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Listerhill Credit Union originated in Mississippi in 2025 was 6.13%, against a statewide median of 6.75%.

About this data. Figures are Listerhill Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology