Linkbank in Maryland vs the state
24.3%Denial rate+5.52 pts vs state
25.4%Decision denial rate+1.22 pts vs state
67.6%Origination rate+11.86 pts vs state
—Median rate
—Rate spread (pts)
$160kMedian applicant income
50Loans originated
18Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 56 | 34 | 17.9% | — | #290 |
| 2025 | 74 | 50 | 24.3% | — | #270 |
What Linkbank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Linkbank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wicomico County | 25 | 16 | 7 | 28.0% |
| Worcester County | 16 | 11 | 4 | 25.0% |
| Charles County | 7 | 5 | 2 | 28.6% |
| Baltimore County | 7 | 4 | 1 | 14.3% |
| Anne Arundel County | 6 | 4 | 2 | 33.3% |
| Baltimore city | 4 | 4 | 0 | 0.0% |
| Calvert County | 2 | 1 | 1 | 50.0% |
| Somerset County | 2 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 74 applications in 2025, of which 50 were originated and 18 denied.
24.3% of all applications, or 25.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Linkbank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology