Lima One Capital · Nebraska · 2025

Lima One Capital in Nebraska: approval rate, denial rate and rates (2025)

Lima One Capital took 9 mortgage applications in Nebraska in 2025, ranking #258 of 565 lenders active in the state. It originated 77.8% of them and denied 22.2% (22.2% of the applications it decided), against a statewide denial rate of 12.5%.

9Applicationsin NE
22.2%Decision denial ratestate 15.1%
7.95%Median ratestate 6.63%
$145,000Median loanstate $185,000
$1.2MVolume2 counties

Lima One Capital in Nebraska vs the state

22.2%Denial rate+9.69 pts vs state
22.2%Decision denial rate+7.08 pts vs state
77.8%Origination rate+10.50 pts vs state
7.95%Median rate+1.33 pts vs state
Rate spread (pts)
Median applicant income
7Loans originated
2Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20248262.5%7.75%#235
20259722.2%7.95%#258

What Lima One Capital lends in Nebraska

By loan purpose

Home purchase 6 67% · 33.3% denied
Refinance 3 33% · 0.0% denied

By loan type

Conventional 9 100% · 22.2% denied

Why it denied Nebraska applicants

Collateral 1 50%
Credit history 1 50%

Where in Nebraska

Counties with the most Lima One Capital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 862 25.0%
Lancaster County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 9 applications in 2025, of which 7 were originated and 2 denied.

22.2% of all applications, or 22.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Lima One Capital originated in Nebraska in 2025 was 7.95%, against a statewide median of 6.63%.

About this data. Figures are Lima One Capital's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology