Lima One Capital in Idaho vs the state
12.5%Denial rate-1.95 pts vs state
16.7%Decision denial rate-0.85 pts vs state
62.5%Origination rate-0.52 pts vs state
10.70%Median rate+4.07 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 11 | 0.0% | 11.70% | #247 |
| 2024 | 34 | 22 | 14.7% | 11.00% | #175 |
| 2025 | 8 | 5 | 12.5% | 10.70% | #280 |
What Lima One Capital lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 4 | 3 | 0 | 0.0% |
| Canyon County | 2 | 2 | 0 | 0.0% |
| Twin Falls County | 1 | 0 | 0 | 0.0% |
| Bonner County | 1 | 0 | 1 | 100.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 8 applications in 2025, of which 5 were originated and 1 denied.
12.5% of all applications, or 16.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Lima One Capital originated in Idaho in 2025 was 10.70%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology