Lima One Capital in Arizona vs the state
13.2%Denial rate-3.07 pts vs state
19.2%Decision denial rate-1.18 pts vs state
55.3%Origination rate-4.22 pts vs state
7.40%Median rate+0.90 pts vs state
—Rate spread (pts)
—Median applicant income
21Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 29 | 0.0% | 8.90% | #376 |
| 2024 | 38 | 29 | 13.2% | 9.55% | #337 |
| 2025 | 38 | 21 | 13.2% | 7.40% | #345 |
What Lima One Capital lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 27 | 15 | 4 | 14.8% |
| Pinal County | 4 | 2 | 0 | 0.0% |
| Graham County | 2 | 0 | 1 | 50.0% |
| Pima County | 2 | 2 | 0 | 0.0% |
| Cochise County | 1 | 1 | 0 | 0.0% |
| Mohave County | 1 | 0 | 0 | 0.0% |
| Yavapai County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 38 applications in 2025, of which 21 were originated and 5 denied.
13.2% of all applications, or 19.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Lima One Capital originated in Arizona in 2025 was 7.40%, against a statewide median of 6.50%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology