Liberty Savings Bank in Illinois vs the state
35.7%Denial rate+18.59 pts vs state
41.7%Decision denial rate+19.99 pts vs state
50.0%Origination rate-8.74 pts vs state
8.50%Median rate+1.75 pts vs state
1.21Rate spread (pts)+0.83 pts vs state
$55kMedian applicant income
7Loans originated
5Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 13 | 0.0% | 9.50% | #602 |
| 2024 | 15 | 10 | 26.7% | 9.50% | #629 |
| 2025 | 14 | 7 | 35.7% | 8.50% | #636 |
What Liberty Savings Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Liberty Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DuPage County | 8 | 4 | 3 | 37.5% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Cook County | 1 | 0 | 0 | 0.0% |
| Menard County | 1 | 0 | 1 | 100.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Kane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 14 applications in 2025, of which 7 were originated and 5 denied.
35.7% of all applications, or 41.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Liberty Savings Bank originated in Illinois in 2025 was 8.50%, against a statewide median of 6.75%.
About this data. Figures are Liberty Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology