LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in South Carolina vs the state
11.1%Denial rate-7.23 pts vs state
17.2%Decision denial rate-6.31 pts vs state
45.6%Origination rate-11.04 pts vs state
6.12%Median rate-0.38 pts vs state
-0.22Rate spread (pts)-0.44 pts vs state
$154kMedian applicant income
144Loans originated
35Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 17 | 3.1% | 6.00% | #369 |
| 2024 | 99 | 44 | 6.1% | 6.12% | #246 |
| 2025 | 316 | 144 | 11.1% | 6.12% | #134 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 51 | 20 | 5 | 9.8% |
| Greenville County | 37 | 22 | 2 | 5.4% |
| York County | 37 | 18 | 4 | 10.8% |
| Horry County | 26 | 6 | 5 | 19.2% |
| Lancaster County | 20 | 8 | 3 | 15.0% |
| Richland County | 18 | 9 | 2 | 11.1% |
| Beaufort County | 17 | 11 | 0 | 0.0% |
| Berkeley County | 16 | 7 | 3 | 18.8% |
| Spartanburg County | 16 | 5 | 3 | 18.8% |
| Anderson County | 11 | 6 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 316 applications in 2025, of which 144 were originated and 35 denied.
11.1% of all applications, or 17.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in South Carolina in 2025 was 6.12%, against a statewide median of 6.50%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology