LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Iowa vs the state
11.1%Denial rate-1.75 pts vs state
25.0%Decision denial rate+9.69 pts vs state
27.8%Origination rate-40.68 pts vs state
6.56%Median rate+0.06 pts vs state
-0.12Rate spread (pts)-0.31 pts vs state
$116kMedian applicant income
10Loans originated
4Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 1 | 0.0% | 6.38% | #305 |
| 2024 | 6 | 2 | 0.0% | 7.06% | #401 |
| 2025 | 36 | 10 | 11.1% | 6.56% | #255 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 9 | 2 | 2 | 22.2% |
| Webster County | 5 | 2 | 0 | 0.0% |
| Shelby County | 2 | 0 | 0 | 0.0% |
| Cerro Gordo County | 2 | 0 | 1 | 50.0% |
| Pottawattamie County | 1 | 0 | 0 | 0.0% |
| Sioux County | 1 | 0 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Ringgold County | 1 | 1 | 0 | 0.0% |
| Clayton County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 36 applications in 2025, of which 10 were originated and 4 denied.
11.1% of all applications, or 25.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Iowa in 2025 was 6.56%, against a statewide median of 6.50%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology