Lendsure Mortgage in Virginia vs the state
3.5%Denial rate-12.43 pts vs state
4.6%Decision denial rate-15.70 pts vs state
66.7%Origination rate+7.15 pts vs state
7.63%Median rate+1.00 pts vs state
1.17Rate spread (pts)+0.95 pts vs state
$180kMedian applicant income
38Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 23 | 5.6% | 8.75% | #402 |
| 2024 | 45 | 29 | 4.4% | 8.00% | #381 |
| 2025 | 57 | 38 | 3.5% | 7.63% | #356 |
What Lendsure Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Norfolk city | 5 | 5 | 0 | 0.0% |
| Henrico County | 5 | 3 | 0 | 0.0% |
| Fairfax County | 4 | 3 | 1 | 25.0% |
| Chesterfield County | 4 | 3 | 0 | 0.0% |
| Rockingham County | 3 | 1 | 0 | 0.0% |
| Fauquier County | 3 | 1 | 0 | 0.0% |
| Portsmouth city | 3 | 3 | 0 | 0.0% |
| Augusta County | 2 | 1 | 0 | 0.0% |
| Richmond city | 2 | 2 | 0 | 0.0% |
| Loudoun County | 2 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 57 applications in 2025, of which 38 were originated and 2 denied.
3.5% of all applications, or 4.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Lendsure Mortgage originated in Virginia in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology