Lendsure Mortgage in New York vs the state
8.2%Denial rate-11.55 pts vs state
12.8%Decision denial rate-11.22 pts vs state
49.2%Origination rate-10.41 pts vs state
7.63%Median rate+1.00 pts vs state
—Rate spread (pts)
$54kMedian applicant income
30Loans originated
5Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 10 | 14.8% | 8.75% | #370 |
| 2024 | 12 | 9 | 8.3% | 7.75% | #430 |
| 2025 | 61 | 30 | 8.2% | 7.63% | #316 |
What Lendsure Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 7 | 4 | 0 | 0.0% |
| Westchester County | 6 | 4 | 0 | 0.0% |
| Bronx County | 5 | 1 | 0 | 0.0% |
| Kings County | 5 | 2 | 1 | 20.0% |
| Dutchess County | 5 | 3 | 0 | 0.0% |
| Orange County | 4 | 2 | 0 | 0.0% |
| Nassau County | 3 | 2 | 0 | 0.0% |
| Oswego County | 3 | 1 | 1 | 33.3% |
| Queens County | 3 | 1 | 2 | 66.7% |
| New York County | 3 | 2 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 61 applications in 2025, of which 30 were originated and 5 denied.
8.2% of all applications, or 12.8% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Lendsure Mortgage originated in New York in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology