Lendingone in South Carolina vs the state
15.7%Denial rate-2.64 pts vs state
55.7%Decision denial rate+32.27 pts vs state
12.4%Origination rate-44.17 pts vs state
7.16%Median rate+0.66 pts vs state
—Rate spread (pts)
—Median applicant income
54Loans originated
68Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 191 | 49 | 62.8% | 7.81% | #167 |
| 2024 | 181 | 57 | 58.0% | 7.72% | #179 |
| 2025 | 434 | 54 | 15.7% | 7.16% | #111 |
What Lendingone lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 84 | 22 | 10 | 11.9% |
| Greenville County | 61 | 11 | 10 | 16.4% |
| Charleston County | 53 | 2 | 6 | 11.3% |
| Horry County | 30 | 1 | 3 | 10.0% |
| Spartanburg County | 26 | 1 | 7 | 26.9% |
| Dorchester County | 20 | 1 | 0 | 0.0% |
| Beaufort County | 20 | 0 | 5 | 25.0% |
| York County | 19 | 3 | 6 | 31.6% |
| Anderson County | 19 | 3 | 2 | 10.5% |
| Lexington County | 15 | 3 | 1 | 6.7% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 434 applications in 2025, of which 54 were originated and 68 denied.
15.7% of all applications, or 55.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Lendingone originated in South Carolina in 2025 was 7.16%, against a statewide median of 6.50%.
About this data. Figures are Lendingone's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology