Unnamed lender 984500RF83EA742B5589 in North Carolina vs the state
3.7%Denial rate-14.36 pts vs state
8.0%Decision denial rate-14.82 pts vs state
37.0%Origination rate-20.77 pts vs state
6.99%Median rate+0.49 pts vs state
—Rate spread (pts)
—Median applicant income
20Loans originated
2Denied
What Unnamed lender 984500RF83EA742B5589 lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Unnamed lender 984500RF83EA742B5589 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 25 | 7 | 0 | 0.0% |
| Buncombe County | 9 | 6 | 0 | 0.0% |
| Mecklenburg County | 6 | 0 | 0 | 0.0% |
| Edgecombe County | 2 | 0 | 0 | 0.0% |
| Davidson County | 2 | 2 | 0 | 0.0% |
| Forsyth County | 2 | 0 | 0 | 0.0% |
| Haywood County | 1 | 0 | 1 | 100.0% |
| Onslow County | 1 | 1 | 0 | 0.0% |
| Guilford County | 1 | 1 | 0 | 0.0% |
| Henderson County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 54 applications in 2025, of which 20 were originated and 2 denied.
3.7% of all applications, or 8.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Unnamed lender 984500RF83EA742B5589 originated in North Carolina in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 984500RF83EA742B5589's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology