Unnamed lender 984500RF83EA742B5589 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
42nd6.4% deniedProcesswithdrawn + incomplete share, weight 15%
5th31.4%What Unnamed lender 984500RF83EA742B5589 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 1,005 investment properties.
Why Unnamed lender 984500RF83EA742B5589 denies applications
Primary reason reported for each of the 44 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Where Unnamed lender 984500RF83EA742B5589 lends
37 states and 274 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Texas | 88 | 49 | 6.8% | 6.83% | #582 |
| Oklahoma | 75 | 59 | 2.7% | 6.81% | #225 |
| Kansas | 72 | 42 | 8.3% | 7.16% | #194 |
| Tennessee | 65 | 49 | 6.2% | 7.01% | #376 |
| California | 63 | 33 | 6.4% | 6.43% | #499 |
| Missouri | 63 | 53 | 3.2% | 7.25% | #323 |
| Florida | 62 | 38 | 1.6% | 6.85% | #572 |
| New Jersey | 62 | 46 | 0.0% | 6.49% | #327 |
| Ohio | 58 | 34 | 1.7% | 6.85% | #387 |
| North Carolina | 54 | 20 | 3.7% | 6.99% | #389 |
| Pennsylvania | 47 | 28 | 2.1% | 6.64% | #499 |
| New York | 44 | 26 | 2.3% | 7.03% | #342 |
| Illinois | 32 | 23 | 3.1% | 7.98% | #530 |
| Washington | 25 | 16 | 4.0% | 6.69% | #365 |
| Massachusetts | 20 | 14 | 5.0% | 6.75% | #415 |
| Maryland | 19 | 15 | 5.3% | 7.48% | #415 |
| Connecticut | 18 | 17 | 0.0% | 7.16% | #311 |
| Colorado | 16 | 13 | 0.0% | 6.70% | #435 |
| Georgia | 14 | 6 | 14.3% | 7.09% | #620 |
| Alabama | 13 | 7 | 7.7% | 6.82% | #448 |
| Arizona | 11 | 5 | 27.3% | 6.55% | #500 |
| Indiana | 10 | 6 | 10.0% | 6.67% | #549 |
| South Carolina | 10 | 6 | 0.0% | 6.62% | #534 |
| Arkansas | 8 | 3 | 0.0% | 6.48% | #356 |
| Michigan | 7 | 2 | 14.3% | 7.55% | #559 |
| Nebraska | 7 | 4 | 14.3% | 6.47% | #280 |
| New Mexico | 7 | 2 | 0.0% | 8.08% | #292 |
| Virginia | 7 | 6 | 14.3% | 7.16% | #608 |
| Delaware | 6 | 0 | 0.0% | — | #301 |
| Wisconsin | 6 | 6 | 0.0% | 7.12% | #564 |
| Montana | 5 | 5 | 0.0% | 7.23% | #226 |
Frequently asked questions
Unnamed lender 984500RF83EA742B5589 denied 6.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 42nd percentile of investment-property lenders.
The most common reason Unnamed lender 984500RF83EA742B5589 gave in 2025 was "credit history", cited on 56.8% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Unnamed lender 984500RF83EA742B5589 originated in 2025 was 6.88%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 12% of its applications were for home purchases, 88% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.