Unnamed lender 9845007CY0EC0F59W414 in California vs the state
3.5%Denial rate-13.89 pts vs state
5.0%Decision denial rate-17.38 pts vs state
65.7%Origination rate+9.51 pts vs state
7.00%Median rate+0.38 pts vs state
0.80Rate spread (pts)+0.52 pts vs state
$297kMedian applicant income
391Loans originated
21Denied
What Unnamed lender 9845007CY0EC0F59W414 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 9845007CY0EC0F59W414 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 227 | 149 | 12 | 5.3% |
| Orange County | 151 | 95 | 5 | 3.3% |
| Riverside County | 39 | 27 | 0 | 0.0% |
| San Bernardino County | 35 | 21 | 2 | 5.7% |
| San Diego County | 30 | 18 | 0 | 0.0% |
| Santa Clara County | 20 | 12 | 1 | 5.0% |
| Alameda County | 18 | 15 | 0 | 0.0% |
| Sacramento County | 12 | 11 | 0 | 0.0% |
| Kern County | 9 | 6 | 1 | 11.1% |
| San Francisco County | 8 | 6 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 595 applications in 2025, of which 391 were originated and 21 denied.
3.5% of all applications, or 5.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 9845007CY0EC0F59W414 originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845007CY0EC0F59W414's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology