Unnamed lender 9845005BP6974AE5D838 · Georgia · 2025

Unnamed lender 9845005BP6974AE5D838 in Georgia: approval rate, denial rate and rates (2025)

Unnamed lender 9845005BP6974AE5D838 took 91 mortgage applications in Georgia in 2025, ranking #352 of 1,201 lenders active in the state. It originated 47.3% of them and denied 28.6% (31.7% of the applications it decided), against a statewide denial rate of 19.2%.

91Applicationsin GA
31.7%Decision denial ratestate 25.1%
7.00%Median ratestate 6.63%
$245,000Median loanstate $235,000
$14MVolume24 counties

Unnamed lender 9845005BP6974AE5D838 in Georgia vs the state

28.6%Denial rate+9.35 pts vs state
31.7%Decision denial rate+6.64 pts vs state
47.3%Origination rate-6.84 pts vs state
7.00%Median rate+0.37 pts vs state
0.96Rate spread (pts)+0.70 pts vs state
$156kMedian applicant income
43Loans originated
26Denied

What Unnamed lender 9845005BP6974AE5D838 lends in Georgia

By loan purpose

Home purchase 31 34% · 12.9% denied
Refinance 19 21% · 52.6% denied
Cash-out refinance 41 45% · 29.3% denied

By loan type

Conventional 91 100% · 28.6% denied

Why it denied Georgia applicants

Other 12 46%
Collateral 12 46%
Insufficient cash 2 8%

Where in Georgia

Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gwinnett County 18132 11.1%
Fulton County 1592 13.3%
DeKalb County 1155 45.5%
Troup County 606 100.0%
Clayton County 632 33.3%
Cobb County 511 20.0%
Clarke County 310 0.0%
Richmond County 320 0.0%
Forsyth County 312 66.7%
Henry County 312 66.7%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 91 applications in 2025, of which 43 were originated and 26 denied.

28.6% of all applications, or 31.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Georgia in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology