Unnamed lender 54930002HD26G3OGZR79 · Kentucky · 2025

Unnamed lender 54930002HD26G3OGZR79 in Kentucky: approval rate, denial rate and rates (2025)

Unnamed lender 54930002HD26G3OGZR79 took 464 mortgage applications in Kentucky in 2025, ranking #83 of 856 lenders active in the state. It originated 72.4% of them and denied 8.2% (8.8% of the applications it decided), against a statewide denial rate of 18.8%.

464Applicationsin KY
8.8%Decision denial ratestate 23.5%
Median ratestate 6.75%
$175,000Median loanstate $155,000
$82MVolume19 counties

Unnamed lender 54930002HD26G3OGZR79 in Kentucky vs the state

8.2%Denial rate-10.62 pts vs state
8.8%Decision denial rate-14.69 pts vs state
72.4%Origination rate+14.37 pts vs state
Median rate
Rate spread (pts)
$102kMedian applicant income
336Loans originated
38Denied

What Unnamed lender 54930002HD26G3OGZR79 lends in Kentucky

By loan purpose

Home purchase 290 63% · 7.2% denied
Refinance 45 10% · 2.2% denied
Cash-out refinance 58 13% · 10.3% denied
Home improvement 39 8% · 15.4% denied
Other / HELOC 32 7% · 12.5% denied

By loan type

Conventional 464 100% · 8.2% denied

Where in Kentucky

Counties with the most Unnamed lender 54930002HD26G3OGZR79 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marshall County 17312718 10.4%
McCracken County 108828 7.4%
Calloway County 79564 5.1%
Graves County 50334 8.0%
Livingston County 16121 6.3%
Ballard County 861 12.5%
Lyon County 871 12.5%
Caldwell County 541 20.0%
Jefferson County 410 0.0%
Franklin County 220 0.0%

Other large lenders in Kentucky

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 8,42018.1%6.75%
Vanderbilt Mortgage and FinanceF 8,22044.8%9.50%
United Shore Financial ServicesB 6,8719.8%6.50%
Fifth Third BankD 5,66325.5%7.75%
U.S. BankD 4,88729.5%7.00%
Mortgage Research CenterC 3,61718.0%6.25%
PNC BankD 3,58523.7%7.40%
21st MortgageF 3,47848.0%9.95%
CommonwealthC 3,27024.9%7.25%
Stockton MortgageD 3,2556.1%6.63%

Frequently asked questions

Kentucky: 464 applications in 2025, of which 336 were originated and 38 denied.

8.2% of all applications, or 8.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Unnamed lender 54930002HD26G3OGZR79's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology