Unnamed lender 254900UYC52VIJUZ5X82 in Michigan vs the state
7.8%Denial rate-10.69 pts vs state
8.8%Decision denial rate-13.78 pts vs state
79.7%Origination rate+19.83 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
224Loans originated
22Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 296 | 234 | 7.8% | — | #165 |
| 2025 | 281 | 224 | 7.8% | — | #180 |
What Unnamed lender 254900UYC52VIJUZ5X82 lends in Michigan
By loan purpose
By loan type
Where in Michigan
Counties with the most Unnamed lender 254900UYC52VIJUZ5X82 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mason County | 119 | 98 | 4 | 3.4% |
| Grand Traverse County | 44 | 38 | 2 | 4.5% |
| Manistee County | 34 | 27 | 3 | 8.8% |
| Oceana County | 22 | 14 | 4 | 18.2% |
| Muskegon County | 10 | 6 | 3 | 30.0% |
| Leelanau County | 9 | 9 | 0 | 0.0% |
| Lake County | 6 | 1 | 2 | 33.3% |
| Antrim County | 5 | 4 | 0 | 0.0% |
| Benzie County | 5 | 4 | 1 | 20.0% |
| Wexford County | 2 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 281 applications in 2025, of which 224 were originated and 22 denied.
7.8% of all applications, or 8.8% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Unnamed lender 254900UYC52VIJUZ5X82's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology