Unnamed lender 254900UYC52VIJUZ5X82 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
54th8.8% deniedProcesswithdrawn + incomplete share, weight 15%
53rd11.0%Trend, 2024–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2024 | 296 | 234 | 7.8% | 9.0% | — | $62M |
| 2025 | 281 | 224 | 7.8% | 8.8% | — | $80M |
What Unnamed lender 254900UYC52VIJUZ5X82 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 17 manufactured homes, 47 investment properties.
Who gets approved at Unnamed lender 254900UYC52VIJUZ5X82
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 38 | 29 | 14.7% |
| $50k – $100k | 87 | 67 | 10.4% |
| $100k – $150k | 51 | 39 | 9.1% |
| $150k – $250k | 27 | 21 | 4.4% |
| Over $250k | 52 | 44 | 4.4% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 54 | 42 | 10.4% |
| 35–44 | 57 | 44 | 10.2% |
| 45–54 | 42 | 34 | 2.8% |
| 55–64 | 46 | 32 | 19.5% |
| 65–74 | 33 | 27 | 3.5% |
Where Unnamed lender 254900UYC52VIJUZ5X82 lends
1 states and 30 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Michigan | 281 | 224 | 7.8% | — | #180 |
Frequently asked questions
Unnamed lender 254900UYC52VIJUZ5X82 denied 8.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 54th percentile of small mortgage lenders.
In 2025, 51% of its applications were for home purchases, 48% for refinancing (including cash-out), and 1% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.