Unnamed lender 254900M2C4Q6DATP2889 in North Carolina vs the state
18.4%Denial rate+0.38 pts vs state
34.4%Decision denial rate+11.56 pts vs state
35.2%Origination rate-22.60 pts vs state
6.13%Median rate-0.38 pts vs state
0.45Rate spread (pts)+0.36 pts vs state
$81kMedian applicant income
357Loans originated
187Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 107 | 34 | 20 | 18.7% |
| Wake County | 72 | 29 | 9 | 12.5% |
| Cumberland County | 56 | 16 | 7 | 12.5% |
| Guilford County | 55 | 21 | 10 | 18.2% |
| Forsyth County | 40 | 10 | 7 | 17.5% |
| Johnston County | 36 | 16 | 5 | 13.9% |
| Onslow County | 34 | 15 | 6 | 17.6% |
| Gaston County | 31 | 10 | 8 | 25.8% |
| Durham County | 31 | 12 | 6 | 19.4% |
| Union County | 31 | 9 | 5 | 16.1% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 1,014 applications in 2025, of which 357 were originated and 187 denied.
18.4% of all applications, or 34.4% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in North Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology