Unnamed lender 254900M2C4Q6DATP2889 · Maryland · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Maryland: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 393 mortgage applications in Maryland in 2025, ranking #109 of 810 lenders active in the state. It originated 36.4% of them and denied 19.9% (35.3% of the applications it decided), against a statewide denial rate of 18.8%.

393Applicationsin MD
35.3%Decision denial ratestate 24.1%
6.13%Median ratestate 6.63%
$335,000Median loanstate $265,000
$54MVolume22 counties

Unnamed lender 254900M2C4Q6DATP2889 in Maryland vs the state

19.9%Denial rate+1.05 pts vs state
35.3%Decision denial rate+11.16 pts vs state
36.4%Origination rate-19.32 pts vs state
6.13%Median rate-0.50 pts vs state
0.47Rate spread (pts)+0.22 pts vs state
$98kMedian applicant income
143Loans originated
78Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Maryland

By loan purpose

Home purchase 1 0% · 0.0% denied
Refinance 22 6% · 18.2% denied
Cash-out refinance 368 94% · 20.1% denied
Home improvement 2 1% · 0.0% denied

By loan type

Conventional 56 14% · 17.9% denied
FHA 215 55% · 22.8% denied
VA 122 31% · 15.6% denied

Why it denied Maryland applicants

Collateral 37 47%
Credit history 22 28%
Debt-to-income ratio 19 24%

Where in Maryland

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Prince George's County 954013 13.7%
Baltimore County 561717 30.4%
Montgomery County 41129 22.0%
Anne Arundel County 36154 11.1%
Frederick County 22112 9.1%
Baltimore city 2157 33.3%
Harford County 1663 18.8%
Charles County 1472 14.3%
Washington County 1353 23.1%
Carroll County 1253 25.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 393 applications in 2025, of which 143 were originated and 78 denied.

19.9% of all applications, or 35.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology