Unnamed lender 254900M2C4Q6DATP2889 · Illinois · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Illinois: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 49 mortgage applications in Illinois in 2025, ranking #468 of 1,150 lenders active in the state. It originated 32.7% of them and denied 18.4% (36.0% of the applications it decided), against a statewide denial rate of 17.1%.

49Applicationsin IL
36.0%Decision denial ratestate 21.7%
6.56%Median ratestate 6.75%
$245,000Median loanstate $185,000
$4.9MVolume16 counties

Unnamed lender 254900M2C4Q6DATP2889 in Illinois vs the state

18.4%Denial rate+1.25 pts vs state
36.0%Decision denial rate+14.32 pts vs state
32.7%Origination rate-26.09 pts vs state
6.56%Median rate-0.19 pts vs state
0.57Rate spread (pts)+0.19 pts vs state
$84kMedian applicant income
16Loans originated
9Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Illinois

By loan purpose

Home purchase 1 2% · 0.0% denied
Refinance 4 8% · 0.0% denied
Cash-out refinance 44 90% · 20.5% denied

By loan type

Conventional 9 18% · 11.1% denied
FHA 34 69% · 23.5% denied
VA 6 12% · 0.0% denied

Why it denied Illinois applicants

Collateral 6 67%
Debt-to-income ratio 2 22%
Credit history 1 11%

Where in Illinois

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 1984 21.1%
Will County 703 42.9%
DuPage County 310 0.0%
Lake County 301 33.3%
McHenry County 200 0.0%
Morgan County 200 0.0%
Madison County 210 0.0%
Kane County 210 0.0%
Kendall County 210 0.0%
Ogle County 101 100.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 49 applications in 2025, of which 16 were originated and 9 denied.

18.4% of all applications, or 36.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Illinois in 2025 was 6.56%, against a statewide median of 6.75%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology