Unnamed lender 254900M2C4Q6DATP2889 · Georgia · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Georgia: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 902 mortgage applications in Georgia in 2025, ranking #102 of 1,201 lenders active in the state. It originated 31.7% of them and denied 18.1% (36.3% of the applications it decided), against a statewide denial rate of 19.2%.

902Applicationsin GA
36.3%Decision denial ratestate 25.1%
6.13%Median ratestate 6.63%
$275,000Median loanstate $235,000
$90MVolume97 counties

Unnamed lender 254900M2C4Q6DATP2889 in Georgia vs the state

18.1%Denial rate-1.15 pts vs state
36.3%Decision denial rate+11.23 pts vs state
31.7%Origination rate-22.38 pts vs state
6.13%Median rate-0.50 pts vs state
0.48Rate spread (pts)+0.21 pts vs state
$80kMedian applicant income
286Loans originated
163Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Georgia

By loan purpose

Home purchase 1 0% · 100.0% denied
Refinance 64 7% · 26.6% denied
Cash-out refinance 826 92% · 17.3% denied
Home improvement 11 1% · 18.2% denied

By loan type

Conventional 105 12% · 15.2% denied
FHA 531 59% · 20.2% denied
VA 266 29% · 15.0% denied

Why it denied Georgia applicants

Collateral 71 44%
Debt-to-income ratio 49 30%
Credit history 41 25%
Insufficient cash 2 1%

Where in Georgia

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gwinnett County 74248 10.8%
DeKalb County 712412 16.9%
Fulton County 701415 21.4%
Cobb County 582013 22.4%
Henry County 32610 31.3%
Paulding County 2885 17.9%
Clayton County 2785 18.5%
Cherokee County 25115 20.0%
Chatham County 2277 31.8%
Newton County 2184 19.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 902 applications in 2025, of which 286 were originated and 163 denied.

18.1% of all applications, or 36.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology