Unnamed lender 254900CTT87ZKAUTIJ37 · Virginia · 2025

Unnamed lender 254900CTT87ZKAUTIJ37 in Virginia: approval rate, denial rate and rates (2025)

Unnamed lender 254900CTT87ZKAUTIJ37 took 166 mortgage applications in Virginia in 2025, ranking #226 of 1,013 lenders active in the state. It originated 70.5% of them and denied 13.9% (16.3% of the applications it decided), against a statewide denial rate of 15.9%.

166Applicationsin VA
16.3%Decision denial ratestate 20.3%
7.63%Median ratestate 6.63%
$185,000Median loanstate $255,000
$25MVolume42 counties

Unnamed lender 254900CTT87ZKAUTIJ37 in Virginia vs the state

13.9%Denial rate-2.08 pts vs state
16.3%Decision denial rate-3.94 pts vs state
70.5%Origination rate+10.96 pts vs state
7.63%Median rate+1.00 pts vs state
Rate spread (pts)
Median applicant income
117Loans originated
23Denied

What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Virginia

By loan purpose

Home purchase 124 75% · 12.1% denied
Refinance 25 15% · 16.0% denied
Cash-out refinance 15 9% · 26.7% denied
Home improvement 2 1% · 0.0% denied

By loan type

Conventional 166 100% · 13.9% denied

Why it denied Virginia applicants

Collateral 10 43%
Insufficient cash 4 17%
Other 4 17%
Unverifiable information 3 13%
Credit history 1 4%
Incomplete application 1 4%

Where in Virginia

Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Roanoke city 30273 10.0%
Richmond city 17113 17.6%
Portsmouth city 16101 6.3%
Hampton city 13111 7.7%
Norfolk city 1182 18.2%
Petersburg city 980 0.0%
Newport News city 742 28.6%
Danville city 632 33.3%
Hopewell city 550 0.0%
Henrico County 550 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 166 applications in 2025, of which 117 were originated and 23 denied.

13.9% of all applications, or 16.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Virginia in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology