Unnamed lender 254900CTT87ZKAUTIJ37 in Kentucky vs the state
15.4%Denial rate-3.43 pts vs state
18.5%Decision denial rate-5.03 pts vs state
68.0%Origination rate+9.91 pts vs state
7.88%Median rate+1.13 pts vs state
—Rate spread (pts)
—Median applicant income
53Loans originated
12Denied
What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kenton County | 23 | 19 | 0 | 0.0% |
| Jefferson County | 20 | 14 | 3 | 15.0% |
| Boone County | 7 | 5 | 1 | 14.3% |
| Campbell County | 6 | 3 | 1 | 16.7% |
| McCracken County | 4 | 3 | 0 | 0.0% |
| Fayette County | 3 | 1 | 2 | 66.7% |
| Greenup County | 2 | 0 | 1 | 50.0% |
| Graves County | 2 | 1 | 1 | 50.0% |
| Owen County | 2 | 1 | 0 | 0.0% |
| Christian County | 2 | 1 | 1 | 50.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 78 applications in 2025, of which 53 were originated and 12 denied.
15.4% of all applications, or 18.5% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Kentucky in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology